*subject to lenders
requirements and approval.
Receive up to £1000
in your account
in 2 hours
*subject to lenders
requirements and approval.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk Representative APR: 1212% (variable). Representative APR Example: 1212% APR variable. £300 borrowed over 30 days would equal total borrowing of £372. Representative 1212% APR
By completing the below you are agreeing for us to contact you to discuss your loans needs:
*subject to lenders
requirements and approval.
Receive up to £1000
in your account
in 2 hours
*subject to lenders
requirements and approval.
Pay day loans are loans, also known as same day loans or cash advances, which are designed to assist you in need of an online money loan until your next pay day. Apply for up to a £1000 pay day loan online, 7 days a week, with no need for paperwork. The online application form is easy and only takes 2 minutes to complete! Apply for any amount between £100 - £1000 with just a few clicks on your keyboard. We work with multiple lenders, so we will try and get the best rate for your pay day loan application. Payday-loans-for-me.uk It’s never been so easy!!
Easy online application to get money when you need it.
Payday Loans should be used for short term lender purposes only - not as part of a longer term financial option. Not all lenders will offer a 100% online decision - some may require to speak to you or require further forms of identification or details to check affordability. You will be credit checked by lender(s) to determine if you can be approved a loan.
Representative APR: 1212% (variable). Representative APR Example: 1212% APR variable. £300 borrowed over 30 days would equal total borrowing of £372. Representative 1212% APR
*We are not a lender, we provide a free credit brokering service. We will never charge you a fee for using our application.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Payday-loans-for.me.uk is a website operated by Rainbow (UK) Ltd. Rainbow (UK) Ltd is fully authorised and regulated by the Financial Conduct Authority - FCA Number 674557. Our trading address is Unit 8 Saxon House, Upminster Trading Park, Upminster, Essex, RM14 3PJ. Our other contact details are specified on our website.
PayDay Loans for me , may receive a fee/commission for either referral or completion of your loan application. Payday-loans-for.me.uk does not charge a fee to the applicant. We will send your details to a licensed credit broker who will endeavour to get your loan. We cannot lend you finance ourselves - only refer you to a lender who can. Payday Loans should be used for short term lender purposes only - not as part of a longer term financial option. Not all lenders will offer a 100% online decision - some may require to speak to you or require further forms of identification or details to check affordability. You will be credit checked by lender(s) to determine if you can be approved a loan.
Effective Date: 1th May 2018
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Rainbow (UK) Ltd is committed to protecting the privacy and confidentiality of all individuals and takes its responsibilities regarding the security of data very seriously. We abide by the rules of the General Data Protection Regulation (GDPR) upheld by the Information Commissioner Officer (ICO) and are authorised and regulated by the Financial Conduct Authority (FCA) to help make arrangements for you to take out loan products. This includes processing any personal data lawfully, fairly and in a transparent manner.
Information collected via our website
We collect web usage information when you visit our website including information such as the date, time, page viewed or searched relating to your browsing activity. Where you have provided personal data we may collect web usage information to enable us to build a demographic profile.
We may also use web usage information to create statistical data regarding the use of our website. Where statistical data is produced we may then use that data to help us assess the effectiveness of marketing campaigns, develop and deliver services and information to improve the overall effectiveness of our website. We will also use IP addresses to analyse trends, track users movements and gather broad demographic information for our own internal use.
Within our website you can interact with us, if you so wish. Where you provide your personal data on our website it will be taken as a positive action that you would like us to contact you for the purpose as set out on our website.
When you visit our website we may store some information (commonly known as a cookie) on your computer. Cookies do not damage your computer. Cookies are pieces of information that a website transfers to your hard drive to store and sometimes track information about you. Cookies are specific to the server that created them. They cannot be accessed by other servers. You do not have to accept cookies. You can decide if you want to accept cookies by changing the settings on your browser to either accept, reject or notify you when a cookie is set. All cookies used by this website are used in accordance with current UK and EU Cookie Law.
Type of Cookie Purpose
Strictly necessary cookies. These are cookies that are required for the operation of our website. They include, for example, cookies that enable you to log into secure areas of our website. Like most websites, our site uses Google Analytics (GA) to track user interaction. We use this data to determine the number of people using our site, to better understand how they find and use our web pages and to see their journey through the website. Although GA records data such as your geographical location, device, internet browser and operating system, none of this information personally identifies you to us.
Linking to third party websites
We do not take responsibility for the privacy polices or practices of other sites, even where you access them using links from our website. You are advised to read the Privacy Notice of other websites prior to using them.
What information do we collect about you if you are interested in our services and why?
As an Intermediary and as part of our service we will only collect information from you so that we can help make arrangements for loan products that maybe suitable for you. In the financial services industry we call this factfinding which provides us with all the information that we need from you in order to provide you with a suitable Broker that meets your circumstances and requirements.
When obtaining information from you we will do this by phone, email or post and will confirm the accuracy of the data collated. It is important that all the data we hold on you is accurate so that we can help make arrangements for suitable products to you.
The types of information we will collect from you includes; contact details, occupation, age, loan requirements. In addition, we may collect sensitive personal data such as medical conditions or criminal offence data where required to do so to help make arrangements for a loan on your behalf.
Where you provide your personal details on our website it will be taken as a positive action that you would like us to contact you for the purpose as set out on our website.
Contact details received from a third party lead generator
Occasionally we may receive your contact details from a third party lead generator, click here for a list of our suppliers, who you have expressed an interest in the products/service we have to offer. Where we use lead generators we will request from them that they have obtained your consent and have made it clear to you that they will pass your details on to a firm such as ours and that you will be expecting us to contact you.
Information from other sources
We may obtain information from other sources such as public records, if required. This is to enable us to verify who you are or facts that you have told us are accurate.
How will we use this information?
We will only use your data in ways that you would reasonably expect us to. Below summarises how we use your data.
We will use the information you provide to us to research the market on your behalf to find suitable Brokers that meets your circumstances and needs. Once we have carried out research we will refer you to the suitable Broker to provide you with a personalised quotation. Whilst you consider the quotation we may remain in touch to help you arrange further comparison quotations, should you require.
We will also use your data to assist Brokers handle any claim you have on your loan or with handling a complaint if you are not happy with the service you have received.
As part of our service we like to keep our customers up to date with new products or offers that are available and maybe of interest. Therefore, we may contact you from time to time through email marketing, phone, text or other types of marketing material. If you wish to opt out of this at any point then please let us know.
In the interest to improve our services, telephone calls may be monitored and recorded for training purposes and for auditing purposes to assist us handle a claim or complaint. Where we record the call you will be informed of this.
The lawful basis on which we use this information
How we use your information (detailed above) we will do so using the lawful basis legitimate interests. We have decided upon this basis as it allows us to meet with the ICO and FCA rules and is the most suitable lawful basis for processing data with a view to arranging a loan.
Who will it be shared with?
As stated above, if you wish to proceed to obtain a quotation then we will pass your details on to the Broker the quotation will be arranged with. The information we pass on will only include details that you have provided via the application form and additional information you have given over the phone.
Where required we may forward your details onto regulatory authorities or fraud agencies where we have a legal obligation to do so to comply with our regulatory requirements or where fraud is suspected. We may do this under the lawful basis legal obligation.
What we will do to ensure the security of personal information
We will not share any of the information you provide to third parties for marketing purposes or store any of your information outside of the European Economic Area. The information you provide will be held securely by us regardless of whether the information is in electronic or physical format. We use leading technologies and security measures to safeguard your information and keep strict security standards to prevent any unauthorised access to it.
How long will we retain your data
We will only hold data for no longer than is necessary. Where we have helped to arrange a quotation on your behalf we will keep your file including your personal data and any call recording, on record for a minimum of six years, in line with our regulatory obligation with the FCA. Where we need to hold your file for longer than this then we will inform you of this.
What are your rights?
You have the right to:
Where the processing of your data is based on your consent, you have the right to withdraw this consent at anytime by contacting us by phone or email. We do not use automated decision making or profiling systems.
Where we need your consent we will ask for this separately. We do not use pre-ticked boxes or make assumptions that you have given your consent. Your consent must be freely given by positively opting in or making a clear affirmative action that you are giving your consent. We will do our very best to ensure you know exactly what you are consenting to and remind you that you may withdraw your consent at anytime by contacting us by email or phone. Where consent is obtained a record of this will be made confirming what you have consented to, the time and date and how consent was obtained.
Customers: Our customers are important to us however we appreciate that on some occasions you may wish to look elsewhere. If you do, we would like to stay in touch and therefore will ask for your consent in order for us to do so.
Potential Customers: Where you have expressed an interest in a product but have then decided not to proceed we would like to keep in touch therefore will ask for your consent to do so in case a product maybe of interest to you at a later date.
Non-Customers: We will only send you information about regulated products or services if we have obtained your consent to do so.
Right to complain
We hope that the service you receive from us is to the high standard you would expect. If at any point you are unhappy with the way we have used your data then please notify: Rainbow (UK) Ltd by either email, post or phone below. If you remain concerned about the way we collect or use your personal data you can raise your concern with the Information Commissions Office (ICO) on 0303 123 1113. For further details you may visit the ICO website www.ico.org.uk
We will tend to disclose the complainants identity to whoever the complaint is about, however if you wish your identity to remain anonymous, we will try to respect that. We will keep your complaint on record for two years once closed or six years if it also relates to how we helped arrange a quotation and falls under the FCA ruling.
Changes to the information
We regularly review and, where necessary update our Privacy Notice. If we plan to use personal data for a new purpose our Privacy Notice will be updated and you will be notified.
How to contact us
If you wish to contact us about the above or any other matter then please contact us at:
Effective Date: 26th October 2015
1.Who are we?
1.1 payday-loans-for.me.uk is a website operated by Rainbow (UK) Ltd. Rainbow (UK) Ltd is fully authorised and regulated by the Financial Conduct Authority - FCA Number 674557. Our trading address is Unit 8 Saxon House, Upminster Trading Park, Upminster, Essex, RM14 3PJ. Our other contact details are specified on our website.
1.2 We are registered with the Information Commissioner's Register of Data Controllers under number Z7036317.
2.What's the point of this policy?
2.1 The idea is that we tell you how we deal with your personal data. (This is the technical term for information about any identified or identifiable living person). Please read on to find out what kinds of personal data we collect, how we use and protect it, to whom we disclose it and how you can access and rectify it.
2.2 Please don't use our service (our website and apps) unless you are completely happy with this policy. If you do use our service, we'll assume that you do accept it.
3.Might the policy change?
3.1 It may well do. If so, we will post a revised version on our website. You should check it on our site from time to time. We'll assume you agree to the revised policy if you use the service after the effective date shown at the top of the revised policy.
4.What personal or other data do we collect?
4.1 We collect and store the information which you give us via forms on our site - such as your name, address, email address, phone number and so on - or when communicating with us by email or in some other way.
4.2 We may receive and store certain information automatically when you interact with us. Examples include the internet protocol (IP) address used to connect your computer to the internet, connection information such as browser type and version, your operating system and platform, a unique reference number linked to the data you enter on our system, login details, the full URL clickstream to, through and from our site (including date and time), cookie number, activity on our website including the pages you visited and searches you made.
5.What about cookies?
5.2 Cookies are widely used to make websites work, or work more efficiently, as well as to provide information to the site owner or others. Session cookies are temporary cookies that remain in the cookie file of your browser until you leave the site. Persistent cookies stay in the cookie file of your browser for longer (though how long will depend on the lifetime of the specific cookie). For further information on cookies, visit www.allaboutcookies.org..
b) Third party advertising cookies: As do many other sites, we use third party advertisers and/or internet advertising companies working for them to fill ad space on our site. These third parties may use persistent cookies and other similar technologies (known as action tags, single pixel gifs and web beacons) to assess information about your visits to this and other sites. This is so they can track the effectiveness of their campaigns (including whether these advertisements are clicked on or viewed by users and later purchases by such users), avoid showing you the same advertisement repeatedly and display advertisements on this and other sites tailored to your preferences. We don't have any access to or control over these third party technologies. If you would like more information about these practices and to know your choices about not having this information used by certain of these companies, please click here. [link to: www.youronlinechoices.com]. Please contact the third parties directly for more information about their privacy practices.
6.How do we use your personal data?
6.1 We or one of our third parties may use your personal data to provide our services eg send service messages.
6.2 We or one of our third parties may use your personal data to carry out identity checks or for our own credit scoring.
6.3 We or one of our third parties use your personal data to help us communicate with you effectively should you try to contact us via our site including verification of any claims you may make.
6.4 We or one of our third parties may telephone you to check some points regarding your application or to remind you about an upcoming renewal. We may monitor or record any telephone calls with you for customer service and administration purposes.
6.5 If you have agreed on our site, we or one of our third parties may use your personal data to send you texts, emails (or other communications) with details of our or third party goods or services which may be of interest to you including information about special offers or promotions.
6.6 We or one of our third parties may use IP addresses or personal data to recognize you when you visit or return to our site so we can track anonymised traffic and usage patterns, to prevent or detect fraud or abuses or to help us improve our site.
6.7 We or one of our third parties retain personal data in order to comply with legal obligations, enforce our terms and conditions, prevent fraud, collect any fees owed, resolve disputes, troubleshoot problems, assist with any investigations and take other actions as permitted by law.
6.8 We or one of our third parties may access, remove, alter or store or otherwise use any personal data if we think you have or may have breached our terms and conditions or to enforce our rights or protect the public or where if we are required to do so by law or appropriate authority.
7.How do we protect personal data?
7.1 Security is a high priority. We take appropriate precautions to protect personal data from loss, misuse, unauthorised access or disclosure, alteration or destruction using the same safeguards as we use for our own proprietary information.
7.2 Don't forget that email and other electronic communications are not secure if they haven't been encrypted. Your communications may pass through servers in a number of countries before they reach us. So we don't accept responsibility for any unauthorised access to or loss of personal data that stems from a cause beyond our control. Nor can we be held responsible for the actions or omissions of other users or third parties who may misuse your personal data which they collect from the site.
8.To whom do we disclose personal data?
8.1 Where you complete a form on our site enquiring about loans or other financial services, we supply your information to third party financial services providers to enable them to provide estimates, quotes or information about their services. Those providers may contact (including by telephone / email) for such purposes.
8.2 We may allow access to your personal data by third parties who supply us with a service - for the purpose of their service only and in accordance with our instructions. Examples include website hosts and businesses which assist us in undertaking communications or monitoring our site.
8.3 We or third party financial service providers may supply your personal data to relevant credit reference and fraud prevention agencies, who may themselves keep a record of that information and who may make it available to third parties.
8.4 We may disclose personal data so far as reasonably necessary:
a) if we think you have or may have breached our terms and conditions or to enforce our rights or protect the public or where we have reasonable grounds for believing that a criminal act has been committed or if we are required to do so by law or appropriate authority; or
b) in the case of an actual or proposed (including negotiations for a) sale or merger or business combination involving all or the relevant part of our business.
8.6 We may store or transfer personal data outside the European Economic Area for the purposes stated in this policy.
8.7 Except as otherwise specifically included in this policy, this document addresses only the use and disclosure of information we collect from you. If you disclose your information to third parties, whether they are other users of our site or other websites, different rules may apply to their use or disclosure of your information.
9. How can you access and rectify personal data?
9.1 You can access and rectify your personal data by contacting us by the means shown on our website. We may charge an administration fee in line with data protection laws.
9.2 For information about your rights under UK data protection laws, see the website of the UK Information Commissioner
May 2013 - Could applicants be
aware that Rainbow Loans would never e-mail or telephone asking for
your card details to take payments up front for loan
It appears that another company has been fraudulently using our Company name, this had been reported to Action fraud 0300 123 2040 who are now looking into this matter. Anyone who is contacted should call Action Fraud immediately and lodge a complaint
We will transfer and/or store information outside the EEA, in the US, however it is worth noting that our US recipient is signed up the US Department of Commerce Safe Harbor Scheme. This scheme is recognised by the European Commission as providing adequate protection for the of the rights of individuals in connection with the transfer of their personal data to signatories of the scheme in the USA. The ICO recognise this scheme here: https://ico.org.uk/for-organisations/guide-to-data-protection/principle-8-international/